The Wells Fargo Autograph Card and the Wells
Fargo Active Cash Card are two popular credit cards that offer different
rewards programs.
The Autograph Card earns 3 points per dollar on travel,
transit, and dining at restaurants worldwide, and 1 point per dollar on all
other purchases.
 |
If you spend a lot of money on travel, dining, and transit, the
Autograph Card could be a good option for you.
If you're looking for a simple rewards card
that earns cash back on all purchases, the Active Cash Card may be a better
choice.
Pros and Cons:
Wells Fargo Autograph Card
Pros:
Earn 3 points per dollar on travel, transit, and dining at restaurants worldwide
Earn 1 point per dollar on all other purchases
Points can be redeemed for travel, statement credits, gift cards, and merchandise
Sign-up bonus of 30,000 bonus points after spending
$1,500 in purchases in the first 3 months
Cons:
Annual fee of $95
Points are worth 1 cent each when redeemed for travel or statement credits
Wells Fargo Active Cash Card
Pros:
Earn 2% cash rewards on all purchases
Cash rewards can be redeemed for statement credits, gift cards, or a direct deposit into your bank account
No annual fee
Sign-up bonus of $200 cash rewards bonus after
spending $500 in purchases in the first 3 months.
Cons:
Cash rewards are worth 1 cent each
No travel rewards
Comparison Table:
|
Features |
Wells Fargo Autograph Card |
Wells Fargo Active Cash Card
|
|
Rewards |
3 points per dollar on travel, transit, and dining at restaurants worldwide, 1 point per dollar on all other purchases |
2% cash rewards on all purchases |
|
Redemption Options |
Travel, statement credits, gift cards, merchandise |
Statement credits, gift cards, direct deposit
|
|
Annual Fee |
$95 |
None
|
|
Sign up Bonus |
30,000 bonus points after spending $1,500 in purchases in the first 3 months |
$200 cash rewards bonus after spending $500 in purchases in the first 3 months |
Key Points:
The Wells Fargo Autograph Card is a good
option for travelers and diners, while the Wells Fargo Active Cash Card is a
good option for consumers who want a simple rewards card that earns cash back
on all purchases.
Both cards have no foreign transaction fees
and offer a variety of redemption options. The Autograph Card has a higher
annual fee than the Active Cash Card, but it also offers a more generous
rewards program.
Frequently Asked Questions:
Which card is better, the Wells Fargo Autograph Card or the Wells Fargo Active Cash Card?
The best card for you depends on your spending
habits and rewards goals. If you spend a lot of money on travel, dining, and
transit.
The Autograph Card could be a good option for you. If you're looking
for a simple rewards card that earns cash back on all purchases, the Active
Cash Card may be a better choice.
How Do I Redeem my Wells Fargo Autograph Card Points?
You can redeem your Wells Fargo Autograph Card
points for travel, statement credits, gift cards, and merchandise.
To redeem
your points for travel, you can book your trip through the Wells Fargo Travel
Center or by transferring your points to a participating airline or hotel
partner.
To redeem your points for statement credits,
gift cards, or merchandise, you can log in to your Wells Fargo account and
visit the Rewards Center.
How Do I Redeem my Wells Fargo Active Cash Card Rewards?
You can redeem your Wells Fargo Active Cash
Card rewards for statement credits, gift cards, or a direct deposit into your
bank account. To redeem your rewards, you can log in to your Wells Fargo
account and visit the Rewards Center.
Conclusion:
Both the Wells Fargo Autograph Card and the
Wells Fargo Active Cash Card are good options for consumers who are looking for
a new credit card.
The Autograph Card is a good option for travelers and
diners, while the Active Cash Card is a good option for consumers who want a
simple rewards card that earns cash back on all purchases.