The Wells Fargo Autograph Card is a rewards credit card
that earns 3 points per dollar on eligible grocery purchases. In this article, we'll discuss the Autograph Card benefits while purchasing groceries.
This is one of the highest rewards rates available on any credit card for grocery spending.
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| Wells Fargo Autograph Card for Groceries |
Additionally, the card offers a variety of other
benefits, including a $300 statement credit after spending $1,500 in purchases
within the first 3 months of account opening, a 0% introductory APR on
purchases for 12 months from account opening, and no annual fee.
How to Maximize your Rewards on Grocery Purchases with the Wells Fargo Autograph Card?
There are a few ways to maximize your rewards on grocery
purchases with the Wells Fargo Autograph Card: Wells Fargo Deposit Time
Use the card for all of your grocery purchases. The card earns 3 points per dollar on all eligible grocery purchases, so it's important to use it for all of your grocery shopping, both in-store and online.
Take advantage of My Wells Fargo Deals. My Wells Fargo Deals is a program that offers bonus points on purchases at select merchants.
You can often find bonus points offers for grocery stores, so be sure to check
the program regularly.
Pay your bill on time and in full each month. This will
help you avoid interest charges and maximize your rewards earnings. Wells Fargo Mortgage Prequalification
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Feature |
Benefit |
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Rewards rate |
3 points per dollar on eligible grocery purchases
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No annual fee |
Save money on credit card fees
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$300 statement credit |
Earn a bonus statement credit after spending $1,500 in purchases within the first 3 months of account opening
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|
0% introductory APR |
Save money on interest charges
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|
My Wells Fargo Deals |
Earn bonus points on purchases at select merchants
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Redeem points for statement credits |
Use your points to pay down your credit card balance or offset other expenses
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Redeem points for travel |
Book flights, hotels, or rental cars using your points
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Redeem points for gift cards |
Earn bonus points on your grocery purchases and then redeem those points for gift cards to save money on your future purchases
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Best Ways to Use the Wells Fargo Autograph Card Rewards Points:
The Wells Fargo Autograph Card rewards points can be redeemed for a variety of options, including:
Statement credits. You can redeem your points for statement credits at a rate of 1 cent per point. This is a good option if you want to use your points to pay down your credit card balance or offset other expenses.
Travel. You can redeem your points for travel at a rate of 1.25 cents per point. This is a good option if you want to use your points to book flights, hotels, or rental cars.
Gift Cards. You can redeem your points for gift cards to a variety of retailers, including grocery stores. This is a good option if you want to earn bonus points on your grocery purchases and then redeem those points for gift cards to save money on your future purchases.
Fees Associated With The Wells Fargo Autograph Card:
There is no annual fee for the Wells Fargo Autograph Card. However, there are a few other fees that may apply, including:
Foreign transaction fee. A 3% foreign transaction fee will be applied to all purchases made outside of the United States.
Balance transfer fee. A 5% balance transfer fee will be applied to all balance transfers.
Late payment fee. A late payment fee of up to $38 will be applied to any payments that are more than 60 days late.
How the Wells Fargo Autograph Card Compares to Other Credit Cards for Grocery Rewards
The Wells Fargo Autograph Card is one of the best credit cards for grocery rewards. It offers one of the highest rewards rates available on any credit card for grocery spending, and it has no annual fee.
Other credit cards that offer good rewards on grocery purchases include the Blue Cash Preferred Card from American Express and the Citi Double Cash Card.
Whether the Wells Fargo Autograph Card is a Good Choice for You:
Whether the Wells Fargo Autograph Card is a good choice for you depends on your individual spending habits and financial goals.
If you spend a lot of money on groceries each month, then the Wells Fargo Autograph Card is a good option to consider.
However, if you don't spend a lot of money
on groceries, then there may be other credit cards that offer better rewards
for your spending habits. Wells Fargo Best Credit Card
Frequently Asked Questions:
What is the minimum credit score required to qualify for the Wells Fargo Autograph Card?
The minimum credit score required to qualify for the Wells Fargo Autograph Card is 670.
How long does it take to approve an application for the Wells Fargo Autograph Card?
Most applications for the Wells Fargo Autograph Card are approved within a few days. However, it may take longer if your application requires additional review.
Can I Use the Wells Fargo Autograph Card to Pay my Bills Online?
Yes, you can use the Wells Fargo Autograph Card to pay
your bills online. The card is accepted by most major billers.