There are several ways to move money from Wells Fargo, depending on your needs and the destination of the funds. In this article, we’ll discuss some important points about money transfer from Wells Fargo to another bank. So let’s get started.
 |
| How Do You Move Money From Wells Fargo? |
Table of Contents:
Moving Money Out of Wells Fargo
Withdrawing Cash
Using a Wells Fargo ATM
Visiting a Wells Fargo Branch
Transferring Money to Another Bank Account
Online Transfer
Zelle
Writing a Check
Obtaining a Cashier's Check
Purchasing a Money Order
Important Considerations
Fees
Transfer Times
Security
Online Money Transfer:
Sign in to Wells Fargo Online https://www.wellsfargo.com/mobile-online-banking/.
Navigate to the "Transfer" section.
Choose the account you want to transfer money from and the account you want to transfer it to another account than select the transfer frequency (one-time or recurring).
Enter the desired amount and date (optional for future-dated transfers).
Review the information and submit the transfer.
Through Wells Fargo Mobile App:
Open the Wells Fargo Mobile app and log in.
Tap "Transfer" on the bottom menu.
Select "Transfer between Wells Fargo accounts."
Choose the accounts involved, amount, and frequency.
Review and submit the transfer.
Moving Money to Another Bank Account:
External Transfers: Similar to transferring between Wells Fargo accounts, you can initiate an external transfer online or through the mobile app.
However, you'll
need the recipient's bank account information, including routing and account
numbers.
Money Transfer
Through Zelle: This service allows sending and receiving money quickly and
easily with trusted individuals who have U.S. bank accounts. Both you and the
recipient need to be enrolled in Zelle to use this method.
Moving Money Internationally:
Express Send:
This service lets you send money to people in 13 countries for cash pick-up or
account credit. You can initiate an ExpressSend transfer online or at a Wells
Fargo branch.
How Do I Get My Money Out of Wells Fargo?
There are several ways to get your money out of Wells Fargo, depending on your needs and preferences:
Withdraw Cash From Wells Fargo:
ATM: You can withdraw cash using your Wells Fargo debit card at any Wells Fargo ATM or any in-network ATM (fees may apply for out-of-network ATMs).
Branch: Visit
a Wells Fargo branch and withdraw cash from your account with a teller (check
withdrawal limits and potential fees).
Transfer Money to Another Bank Account:
Online Transfer: Initiate an external transfer through Wells Fargo online banking or mobile app. You'll need the recipient's bank account information, including routing and account numbers (potential fees may apply).
Zelle: Send
money to individuals with U.S. bank accounts enrolled in Zelle® through the
Wells Fargo mobile app (limited amount per day).
Through Check:
Obtain checks from your local Wells Fargo branch or order them online. Write a check payable to yourself or a trusted recipient and deposit it at another bank. (Be aware of check processing times and potential fees).
Through Cashier's Check:
Visit a Wells Fargo branch and request a cashier's check made payable to yourself or a third party (fees apply). This acts as guaranteed funds and can be deposited to another bank account.
Through Money Order:
Purchase a money order at a Wells Fargo branch payable to
yourself or a third party (fees apply). Similar to a cashier's check, it
functions as guaranteed funds and can be used for various purposes.
How Much Money Can You Pull Out of Wells Fargo?
Unfortunately, I cannot tell you the exact amount you can pull out of Wells Fargo because their withdrawal limits are not publicly available and can vary depending on several factors, including:
Account Type: Different account types, like basic checking and premium checking, often have different withdrawal limits.
Account Holder: Wells Fargo may set specific limits based on your banking history and relationship with the bank.
Card Type:
Debit cards associated with your account may have varying withdrawal limits.
What You Can Do To Determine Your Specific Withdrawal Limit:
Check your online banking or mobile app: Your online banking or mobile app might display your daily withdrawal limit.
Contact Wells Fargo: Call their customer service or visit a branch to inquire about your specific withdrawal limit and any potential fees associated with exceeding it.
Review your account statements: Past statements might mention your daily withdrawal limit.
Is There a Fee For Withdrawing Money From Wells Fargo?
There are two main scenarios to consider when it comes to
fees for withdrawing money from Wells Fargo:
Withdrawing From a Wells Fargo ATM:
No Fee: You
won't be charged a fee by Wells Fargo for withdrawing cash, balance inquiries,
or funds transfers at any Wells Fargo ATM.
Withdrawing From a Non-Wells Fargo ATM:
Potential Fees: You might encounter fees from two sources:
Wells Fargo:
While Wells Fargo itself doesn't charge a fee, they might reimburse you for the
first one non-Wells Fargo ATM withdrawal per fee period (usually a monthly
cycle) depending on your account type. Check your account fee schedule for
details.
Non-Wells Fargo ATM operator: The ATM owner or network
may charge a surcharge or withdrawal fee for using their ATM. This fee is
typically displayed on the ATM screen before you complete the transaction.
Frequently Asked Questions:
How Much Money Can I Withdraw From My Wells Fargo Account?
Unfortunately, Wells Fargo's withdrawal limits are not publicly available and can vary based on your account type, banking history, and card type.
How to Find Your Specific Limit:
Check your online banking or mobile app.
Contact Wells Fargo customer service or visit a branch.
Review your past account statements.
Are There Any Fees for Withdrawing Money From Wells Fargo?
Wells Fargo ATM: No fees from Wells Fargo for any transaction.
Non-Wells Fargo ATM:
Wells Fargo: May reimburse you for the first withdrawal per month (depend on your account).
ATM Owner: May charge a surcharge or withdrawal fee.
How Can I Find Out About Specific Fees For Withdrawing Money?
Review your account fee schedule.
Visit the Wells Fargo website: https://www.wellsfargo.com/checking/everyday/
Contact Wells Fargo customer service.