Hello readers, today in this article, we'll discuss Autograph Card balance transfer options and share full process steps to guide you on how to transfer your balance with a Wells Fargo Autograph Card.
So without further delay let's get started.
The Wells Fargo Autograph Card has a balance transfer option. Account holders can transfer a money from another credit card to your Wells Fargo Autograph Card, and you may be eligible for a 0% introductory APR on balance transfers for 12 months from account opening.
After that, the standard APR will apply which is variable and ranges from 20.24% to 29.99%, depending on your creditworthiness.
How to Transfer Balance from One Wells Fargo Card to another Account?
To complete a
balance transfer from one Wells Fargo card to another account, you can follow
these steps.
Step # 01
1. Sign in to your Wells Fargo online account. (Make sure while sign in of your personal
account with real information i.e. user name, email id, and password
2. Click on the "Credit Cards" tab. (Give full attention while pressing the button)
3. Select the card from which you want to transfer a balance. (Put accurate card name,
number and check validity before transfer the balance)
4. Click on the "Balance Transfers" link. (Before click on transfer button, make sure all
information you entered are correct)
Enter the amount of the balance transfer and the account number of the card from which you are transferring the balance. Review the balance transfer fee and click on the "Submit" button.
Before leaving from bank or ATM room, check all things are done and you got the text from your respective bank about balance transfer.
Wells Fargo Credit Card Balance Transfer Fee:
The Wells Fargo credit card balance transfer fee is up to 5% of the amount transferred, with a $5 minimum. For example, if you transfer a balance of $1,000, the balance transfer fee would be up to $50.
Wells Fargo Credit Card Balance Transfer Fee Details:
Free Amount: Up to 5% of the amount transferred, with a $5 minimum
Fee Charged: The fees is charged when you request the balance transfer
Fee Calculation: The fee is calculated as per a percentage of the amount transferred
Who Pay Fee: The Cardholder will be responsible to pay transfer fee
Fee Avoid: No way to avoid any fee while balance transfer
Example:
Suppose you have a balance of $2,000 on a credit card with a high interest rate. You decide to transfer the balance to a Wells Fargo credit card that offers a 0% introductory APR on balance transfers for 12 months.
The Wells Fargo credit card balance transfer fee is 5%, so you would be charged a fee of $100. Your new balance on the Wells Fargo credit card would be $2,100.
Wells Fargo Credit Card Balance Transfer to a Checking Account:
You cannot transfer a balance from a Wells Fargo credit card to a Wells Fargo checking account. However, you can use a balance transfer check to transfer a balance from a Wells Fargo credit card to another bank's checking account.
To do this, you will need to request a balance transfer check from Wells Fargo. Once you receive the check, you can write it out to yourself and deposit it into your checking account at the other bank.
Wells Fargo Deposits on Weekends:
Wells Fargo accepts deposits on weekends at ATM and through its mobile app. However, deposits made on weekends may not be processed until the next business day.
Frequently Asked Questions:
Does Wells Fargo Autograph Card have a balance transfer option?
In fact, the Wells Fargo Autograph Card has a balance transfer option according to the Autograph card credit score.
How much does the Wells Fargo credit card balance transfer fee cost?
The Wells Fargo credit card balance transfer fee is up to 5% of the amount transferred, with a $5 minimum.
Can I transfer a balance from a Wells Fargo credit card to a Wells Fargo checking account?
No, you cannot transfer a balance from a Wells Fargo credit card to a Wells Fargo checking account.
Conclusion:
The Wells Fargo Autograph Card is a great option for people who want to earn rewards on their everyday spending.
It offers a
generous balance transfer offer, and it allows you to transfer a balance from
another bank's credit card. However, keep in mind that the balance transfer fee
can be high.